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New Users
I am a new user how do I register?
Registering as a new user is fast and easy. Please come by the bank in Louisburg or Stilwell and a Customer Service Representative will sign you up.
How do I receive my login information?
Once you are registered a bank associate will guide you through the login process.
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About Online Banking
Enjoy the convenience of accessing your checking, savings or loan information from anywhere in the world via the Internet.
FREE Access to your account includes:
- View your account balance and activity
- View and print paid checks and deposit slips
- Transfer funds between FNB accounts
- Make payments to your FNB loan
- View and print account statements
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General Information
What happens if I lose or forget my ID or PIN?
If you lose or forget your ID or Pin number, please call Customer Service @ 913-837-5191.
Can I get a copy of a cancelled check?
You can request a copy of a cancelled check through our Customer Service Department. There may be a fee associated with this service.
Checking Accounts
First National Bank offers 5 checking accounts, each designed to meet the different needs of our customers. Whether it is a Regular or Free Checking, Premier Club Checking, Super Checking or our Investors Plus MMA account, we’ll help you find the account that works best for you.
Free Checking
• No Minimum Balance
• No monthly service charge
• No Check writing limit
• Free monthly statement
• Free Visa check card
*This is a non-interest bearing account. See our account rules and regulations for a full statement of fees.
Regular Checking
• $500.00 Minimum Balance
• Statement includes imaged checks
• 30 check per month limit, .15 cents per debit transaction item after *30 transactions per statement cycle.
*See our account rules and regulations for a full statement of fees.
Premier Club Checking
A special account for our customers 55 years old and above
• No Minimum Balance
• No Check writing limit
• Free Visa check Card
• Free box of checks (1 box annually)
• Occasional travel and social events and seminars
• Discounted Safe Deposit Box Rates
*See our account rules and regulations for a full statement of fees.
Personal Super Checking
• $1,000 minimum balance
• Account accrues interest daily, interest is credited monthly
• .15 cent per check charge on every debit in excess of 30 per statement cycle
*See our account rules and regulations for a full statement of fees.
Investors Plus MMA
• $2,000 minimum balance
• Earn more with this tiered interest rate account. As your balance increases, so does the rate of return.
• Interest credited monthly
*The NOW account is an interest bearing account. See our account rules and regulations for a full statement of fees.
Savings Accounts
Regular Savings
• Minimum $50 balance-$5.00 per month service charge if balance falls below $50.00.
• Interest compounded semi-annually
*Regulations allow unlimited withdrawals on this account in person. A total of 6 withdrawals per month may be done by telephone transfer, ACH debit or Debit card. Of the 6 withdrawals per month, only 3 may be made by a debit card. See our account rules and regulations for a full statement of fees.
Christmas Club
• $3.00 minimum opening balance
• Automatic withdraws / payroll deductions available
• Checks issued in mid-November
• No deposit requirements – save as much or as little as you like!
Business Accounts
Are you a business owner? We know you work hard for your money. First National Bank offers several different business products to keep you and your business going strong.
Business Checking
• $100 required to open this account
• $5.00 monthly maintenance fee, .10 cents for each credit (deposit slip) and debit (withdrawel, check paid, automatic transfer or payment out of this account) posted and item and .08 cents for all items deposited (excluding items drawn on First National Bank). Service charges are offset by earnings credit calculated by applying 90% of the current 91 day Treasury Bill rate to the average collected balance of the account monthly.
• TT&L payments accepted
See our account rules and regulations for a full statement of fees.
Personal Loans
We offer a wide variety of consumer loans: Auto Loans, Home Improvement Loans, Debt Consolidation Loans, Vacation Loans or any other personal purpose loan you may need. Call for an appointment with one of our highly qualified loan officers and we’ll be glad to help!
Home Loans
15 & 30 Year Fixed Rate Mortgages
Competitive rates, low closing fees, refinances, low down payment programs, swing loans, construction loans, home improvement loans, debt consolidation loans and cash out refinances. We will work to get you the best rate and loan available.
Second mortgage loans and home equity lines of credit also available.
Please contact one of our loan officers for more information.
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